The Dollar Diary

admin — Sat, 04 Jul 2009 20:21:29 +0000

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Looking to cook on the cheap?

admin — Sat, 04 Jul 2009 20:14:35 +0000

For cooking on the cheap, My Coupon Cook delivers cheap recipes that you can make without chef-like skills. Check it out.

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Bankrupt Celebrities

admin — Wed, 01 Jul 2009 16:16:50 +0000

Making a lot of money does not guarantee financial stability, and celebrities are the best indicator of this. If you spend more than you have - you will always have problems.

Read this list of celebrities with whopping incomes who have gone bankrupt!

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The $48,000 Pet

admin — Wed, 01 Jul 2009 16:15:09 +0000

Did you know your pet could cost you $48,000 over the period of its lifetime? Here’s an interesting article about how spending an average of $400 a month on your dog or cat will really add up.

Although pets are great, know the financial commitment you are making before you sign on;)

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Why Coupons Work

admin — Wed, 01 Jul 2009 16:31:40 +0000

Coupon sites abound. You want baby coupons? You want food coupons? But do they work?

You’ve heard the rumors: Coupons only save you pennies; coupons waste time; coupons suck. I’m here to tell you all those complaints are just wrong. Coupons do work, do save you thousands, and do change budgets. If you know how to use them right. If you want to learn how to master the art of couponing, check out this free couponing class.

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Three Mortgage Tips

admin — Sat, 13 Jun 2009 21:10:02 +0000

I’m listening to Dave Ramsey on my ipod as I type, and there are few radio shows more inspiring money-wise than Dave’s. He’s smart, sassy, and to the point. Listening to others call in is actually extremely valuable as well, and I learn so much from the concerns that other callers have.

A good gem from today’s show regarding three simple things to remember when you get a mortgage:

Your monthly mortgage payment should represent no more than 25% of your take-home pay
Your mortgage should be fixed-rate
Your mortgage should be a 15 year one

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Canceling Free Trials to Try Products Free

admin — Fri, 12 Jun 2009 13:54:35 +0000

What is the best way to receive high quality free products?

Start doing free trials!

For those of you who haven’t yet picked up the Easy Bakeware gift below because it requires a sign up for a 7 day trial, for instance, I’m here to convince you that it really can be a great idea! Lots of people are scared off from doing deals because of the “hurdle” of cancelling free trial programs but I’m here to tell you that it really isn’t hard!

This week alone I’ve called four companies to cancel things - and although it surely isn’t my favorite activity in the world it is very fast (90% of the time it is incredibly easy and takes 5 minutes), and it almost always ensures that I get some amazing freebie or something at a crazy low cost.

The top three things to remember about canceling free trials:

1. Keep a credit card only for your deals. This makes it easier than ever to know if you were mischarged for something. If one of your credit cards is always the one you use for trial offers, there’s not a chance you’ll let a charge slip by, because you know you’ll have to watch that statement!

2. Keep track of when to cancel. Write down exactly when to cancel, and then write down as many phone numbers or email addresses you see to do so.

3. Use a separate email address for signing up for trial offers to avoid the spam that *will* come.

Today, I want you to think about trying a free trial. Last week, I posted a deal on getting 25 song downloads free in exchange for taking part in a free trial. Well, here’s another one. A free coffee maker when you buy high quality coffee from Gevalia and then sign up to be a part of a trial program - if you don’t like it, just cancel!

This baking pan was one of my other free-trial experiments this year:

You may have seen this all over the internet because so many people wanted to take advantage of it. The hitch with this offer? You have to cancel within 7 days!

You want another one? Try this coffee deal here.

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Quickbooks Accounting for Free ($89.99)

admin — Tue, 02 Jun 2009 21:49:08 +0000

If you make your purchase in the next few days, you can get a free version of Quickbooks Accounting at Staples. The product costs $89.99 and comes with a rebate of an $89.99 visa check card! Get it here!

I just picked mine up - this product is well worth the price of tax on this order (for me - $7).

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Free Trials to get Free Stuff!

admin — Tue, 02 Jun 2009 14:31:31 +0000

What is the one thing you can start doing to begin receiving way more freebies than you ever have?

Start doing free trials.

2. Keep track of when to cancel. Write down exactly when to cancel, and then write down as many phone numbers or email addresses you see to do so.

3. Use a separate email address for signing up for trial offers to avoid the spam that *will* come.

You may have seen this all over the internet because so many people wanted to take advantage of it. The hitch with this offer? You have to cancel within 7 days!

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Free Magazine Subscription

admin — Tue, 02 Jun 2009 13:47:56 +0000

Not sure if the rumor is true that this might be coming down, but if so you want to pick up this one. It’s been around for awhile but is a good, steady freebie and one you want!

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